Wollongong & the Illawarra · Working with a compensation solicitor

Bulli: the first weeks with a compensation solicitor

Engaging a solicitor is a set of practical steps. Here they are, in the order they usually happen.

Plenty of people put off calling a solicitor because they don't know what the first meeting involves. It's usually straightforward: you explain what happened, the solicitor reads your documents, and you talk about costs and next steps. You generally don't have to sign anything on the spot. If you live in or near Bulli, the whole thing can happen by phone or video, at a time that suits you.

Postcode: 2516

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From first call to a signed agreement

Engaging a solicitor means formally asking them to work on your claim. It usually starts with a short phone call to check the basics: when the accident happened, what the insurer has decided and whether any deadline is close. If the solicitor can help, a first meeting follows. After that, you receive written information about costs and, if you decide to go ahead, sign a costs agreement. Only then does work on your file properly begin.

If our claim check suggests your claim needs legal help, we'll connect you with an independent solicitor experienced in motor accident claims. You're under no obligation to engage them, and you can choose someone else. Either way, the steps on this page are much the same. You can also ask any solicitor whether they are an accredited specialist. It's one of several reasonable questions to raise before you engage anyone.

The first meeting, in practice

The first meeting has two jobs. One is for the solicitor to understand your claim well enough to say whether they can help. The other is for you to understand how they'd work and what it would cost. Good first meetings cover both. If you leave unsure about either, it's reasonable to send a follow-up question before you agree to anything.

Try not to leave the first meeting unsure about the next step. Ask what the solicitor will do first, what they need from you, and roughly when you'll hear from them. If they give you a costs disclosure or a costs agreement, you don't need to sign it there and then. Read it later, somewhere quiet, and ask about anything that's unclear.

  • Confirms the accident date and which rules apply
  • Explains how their costs are worked out
  • Answers your questions about the process
  • Tells you what they need from you next

Dealing with the insurer once you've engaged someone

After you engage a solicitor, the insurer will generally be told in writing. You may notice that fewer letters arrive at home, or that copies come to you as well as to the solicitor. Either is normal. If the insurer contacts you directly about anything beyond everyday matters, it's sensible to tell your solicitor before you respond.

Engaging a solicitor doesn't mean you can't answer your phone. If your case manager calls about payments or treatment, you can generally talk it through as usual. Where a conversation turns to fault, settlement or anything that needs your signature, it's reasonable to say you'd like your solicitor involved and to ask for the request in writing.

Read next:Dealing with your insurer and case manager

Bulli and the practical side of engaging a solicitor

From Wollongong, Dapto or Shellharbour, there's no need to drive up Mount Ousley Road to meet a solicitor. A phone or video meeting covers the same ground, with documents sent by email. Council boundaries such as Wollongong City Council don't limit who you can engage. A solicitor anywhere in the state can take on a NSW motor accident claim for someone in Bulli, and meet you without either of you travelling.

Region
Wollongong & the Illawarra
Postcode
2516
Distance to Wollongong
~10 km
Local government area
Wollongong City Council

What to bring to a first meeting

A little preparation makes the first meeting more useful. Most of these are things you already hold. If something's missing, don't put off the meeting; the solicitor can usually request records once you've engaged them.

  • Every letter and decision from the insurer, with the dates you received them
  • A written list of your questions about costs
  • Photo ID, such as a driver licence or passport
  • Names and contact details of any witnesses
  • The police event number, if the crash was reported
  • A copy of any statement you gave the insurer
  • Your CTP claim number, if you've lodged a claim

General information, not legal advice. Each solicitor may ask for different documents, and time limits apply.

Is it time to engage a solicitor?

Timing matters more than people think. Engage too late and a deadline may have passed; too early and you may be signing up for help you don't need yet. Here's a rough sense of which side you're on.

Often worth talking to a lawyer

  • You'd rather someone else dealt with the paperwork while you focus on treatment
  • You started the claim yourself and it has become too much to manage
  • An offer has been made and you want someone to read it before you respond
  • A decision letter has arrived and the time to challenge it is already running

You may not need one

  • You mainly want a letter explained, which CTP Assist can often help with
  • Payments and treatment approvals are arriving without problems
  • You're still deciding whether to claim at all

The records a solicitor requests are only as good as the treatment behind them. Regular visits, an up-to-date Certificate of Fitness and clear notes matter, and we can connect you with doctors and allied health who know the scheme.

Not quite your situation?

  • Hurt at work, or in a crash while you were working? That is usually a workers compensation claim first, which is a different scheme from CTP. Tell us what happened and we can point you to the right help. Free claim check
  • If you're still deciding whether you need legal help at all, or which kind, the compensation lawyer page is a better place to start. Compensation lawyer in Bulli
  • For how the costs arrangement itself works, including what no win, no fee generally means, see the page that covers it in detail. No win no fee lawyer in Bulli
  • For checking a practising certificate, understanding how solicitors are regulated or moving your file to someone new, see the personal injury solicitor page. Personal injury solicitor in Bulli
A man in a jacket reading through a sheaf of papers on a sofa

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Reading the costs paperwork

Think of the costs disclosure as the explanation and the costs agreement as the binding part. The disclosure is usually given first, in writing, and tells you how fees and other expenses are calculated and what the whole matter might cost. It exists so you can make an informed choice. Keep a copy with your other claim papers, because you may want to refer back to it later.

The costs agreement is the document you sign to confirm the arrangement. It sets out what you're agreeing to pay, and when. Read it before you sign it, take it away if you need to, and ask about any term you don't understand. In CTP claims, legal costs are also capped by regulation. If the agreement is described as no win, no fee, read what that generally means first.

Ask for it in writing

Anything you're told about costs is worth having in writing. Keep the disclosure, the signed agreement and any emails about fees together with your other claim papers.

Read next:No win, no fee explained

Meeting by phone or video

A video meeting covers the same ground as one across a desk. The solicitor can see your documents if you hold them up or share your screen, and you can see them as you talk. If video is hard for you, a phone call works too. Many people find it easier to concentrate in familiar surroundings, especially while they're still recovering.

If you'd prefer to meet in person, ask. Some solicitors can arrange it, although it may mean travelling. For most people, though, a phone or video meeting followed by documents sent electronically is simpler. Keep copies of everything you sign and send, in one folder or email thread, so you can find them again quickly.

After you sign: the early weeks

Early on, a solicitor builds the file. That usually means requesting medical and hospital records, getting copies of what the insurer holds and has decided, and checking which deadlines apply to your claim. If a decision was made recently, they'll look at whether a review needs to be sought quickly. You'll usually be asked to sign a few authorities to make those requests possible.

By the end of the first few weeks, you should generally have a clearer idea of the plan. That might include which records are still to come, which decisions could be challenged, what medical evidence may be needed and when the next contact will be. If you haven't heard anything about next steps, it's reasonable to ask. A short email is usually enough.

  • Requests to hospitals, your GP and treating practitioners
  • A check of every deadline that applies
  • Questions about your earnings before the accident
  • A written outline of the next steps

Read next:Gathering medical evidence for your claim

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CTP Lawyer is not a law firm. This page is general information, not legal advice; the independent lawyer you speak with can advise on your own situation.

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