Get help
Hurt in a NSW motor accident? We look at where your CTP claim is up to and point you to the help your case actually needs: an independent, specialist CTP lawyer when the case calls for it, and doctors and allied health for treatment and the medical evidence a claim runs on.
Many claims never need a lawyer. CTP Lawyer isn't a law firm or a medical practice. The claim check is free, and you decide whether to go ahead.
Some people need a lawyer, some need the right doctor, some need both, and plenty of claims never need a lawyer at all. The free claim check works out which applies to you, or try the What help do I need? checker.
When your case calls for it
For treatment and medical evidence
What an independent, specialist CTP lawyer typically does, the issues each kind of claim runs into, and when a lawyer is worth talking to. Each page also says when you probably don't need one.
What a CTP lawyer, a compensation lawyer and a personal injury lawyer each do after a motor accident, what to do when the insurer says no, and what families can claim after a death.
Drivers, riders, pedestrians, cyclists and passengers are all covered by the NSW CTP scheme, but each runs into different issues.
Medical & allied health
Most CTP claims run on medical evidence: the diagnosis, the Certificate of Fitness, treatment plans and progress notes. If that's what you need, we can point you to doctors experienced with CTP claims and allied health providers.
You choose who you see, and we'll tell you if a provider we refer you to is connected with us. The insurer decides which treatment it pays for, based on what is reasonable and necessary for your accident injuries.
Not every claim needs a lawyer, and those that do rarely need one at every stage. As a general guide, this is where a specialist motor accident lawyer usually adds value.
Right insurer, right form, on time. To get weekly payments back-paid to the day after the accident, the insurer generally needs your claim within 28 days.
How to make a CTP claimWeekly payments, and treatment and care. Checking the pre-accident earnings used, the calculations and the treatment approvals.
CTP entitlementsAsking the insurer in writing to reconsider a decision, with evidence that answers its reasons.
CTP claim deniedIf internal review doesn't fix it, many disputes can go to the Personal Injury Commission, an independent tribunal.
The Personal Injury CommissionA lump sum claim, possible if another driver was at fault, you weren't mostly at fault, and your injury is more than a threshold injury.
The CTP damages claimExplaining an offer, negotiating with the insurer, and making sure you understand what you're signing.
CTP settlementsHow it works
Free claim check
Tell us what happened, how you were hurt and where your claim is up to. Online or by phone, in a few minutes.
We point you to the right help
An independent, specialist CTP lawyer if your case calls for one. Doctors experienced with CTP claims and allied health if you need treatment or a Certificate of Fitness.
You decide
No obligation. You choose who you see. If you speak with a lawyer, ask for a written costs disclosure before you sign.
CTP Lawyer is not a law firm or a medical practice and doesn't give legal or medical advice. This site is general information about the NSW CTP scheme.
More on how it worksCosts
Our claim check is free and there's no obligation to go any further.
Many motor accident lawyers offer ‘no win, no fee’ arrangements. Generally, that means you don't pay their professional fees unless the claim succeeds, but terms differ, including how disbursements such as medical reports are handled. Legal costs for some parts of a NSW CTP claim are also regulated. Ask for a written costs disclosure and a plain-English costs agreement before you sign.
Treatment is separate. The CTP insurer pays for treatment and care that is reasonable and necessary for your accident injuries, within the benefit periods that apply to you, so check before you commit to costs.
Not sure where you stand?
Get started
Tell us what happened and where your claim is up to. We'll point you to the help your case needs: an independent, specialist CTP lawyer if it calls for one, or doctors and allied health for treatment. No cost, no obligation.
