Self-checkers

Could I have a CTP claim?

Answer five quick questions about your accident and we'll point you to a sensible next step — lodging the claim yourself, seeing a doctor, or talking to a lawyer. It takes about a minute, and you don't need a claim number.
Free, no obligation General information, not legal or medical advice ~1 minute
Question 1 of 5A minute or so

How were you involved in the accident?

Already claiming, and not sure whether you need a lawyer, a doctor or both? Try “What help do I need?”

Before you start

How these checkers work

Based on the NSW scheme

The checkers reflect the general rules of the NSW CTP scheme for accidents from 1 December 2017. Some rules changed on 1 April 2023, so your accident date matters.

A pointer, not a ruling

They can't decide your claim — only the insurer, the Personal Injury Commission or a court can do that. CTP Lawyer is not a law firm or a healthcare provider, and this isn't legal or medical advice.

A person when you want one

Any checker can lead to a free claim check. We'll call you back and work out whether a lawyer, a doctor or an allied health provider is the right next step. Many claims never need a lawyer.

Ready to talk it through? Start your free claim check or read how CTP claims work. Time limits apply — get advice about your own situation.

More self-checkers

Pick the question that fits you

Call now(02) 7238 7379Free claim check