Resources
Guides & Resources
Plain-English explainers on NSW CTP claims: your legal options, and the treatment and medical evidence a claim runs on. Always verify dates and rules on SIRA.
CTP Claims Series
- What Is a CTP Claim? NSW Green Slip Claims ExplainedWhat a NSW CTP (green slip) claim covers, who can make one, which law applies, and how statutory benefits and damages fit together.
- How to Make a CTP Claim in NSW: Step by StepHow to lodge a NSW CTP claim: the first steps after a crash, the 28-day and 3-month deadlines, the documents you need and the evidence worth keeping.
- The NSW CTP Claim Process: What Happens and WhenWhat happens after you lodge a NSW CTP claim: insurer decisions, the 52-week mark, the damages claim, disputes and settlement, in the usual order.
- CTP Entitlements in NSW: What You Can ClaimNSW CTP entitlements explained: weekly payments, treatment and care, how long they last, and when a lump-sum damages claim may also be available.
- CTP Damages Claims in NSW: The Lump Sum ExplainedWho can make a NSW CTP damages claim, what it can include, the 10% WPI rule for pain and suffering, and the 20-month, 2-year and 3-year dates.
- How Much Compensation for a Car Accident in NSW? How It's Worked OutHow NSW CTP compensation is worked out: statutory benefits, the heads of damages, the 10% WPI rule and the evidence that drives the result. No guesswork.
- At Fault vs Not at Fault: How Fault Changes a NSW CTP ClaimHow fault affects a NSW CTP claim: what at-fault drivers can still claim, what 'mostly at fault' means, and how to challenge a fault decision.
- CTP Claim Time Limits in NSW: Every Deadline That MattersEvery NSW CTP deadline in one place: 28 days, 3 months, 52 weeks, 20 months, 2 years and 3 years, plus what to do if you think you are too late.
- CTP Claim Denied, Reduced or Cut Off? Your Options in NSWWhat to do when a NSW CTP insurer denies your claim, refuses treatment or stops weekly payments: internal review and the Personal Injury Commission.
- Threshold Injury Disputes: Challenging a 'Minor Injury' DecisionWhat a threshold (minor) injury is in the NSW CTP scheme, why the label limits benefits and damages, and how to challenge the insurer's decision.
- The Personal Injury Commission: How NSW CTP Disputes Are DecidedWhat the NSW Personal Injury Commission does in CTP disputes: merit review, medical assessment, claims assessment, how to get there and what to expect.
- CTP Settlements in NSW: How a Damages Claim Is ResolvedHow NSW CTP damages claims settle: when a settlement can happen, how offers and negotiations work, what it covers and what to check before you sign.
- NSW CTP Claim Forms: What You Need and Where to Get ThemThe NSW CTP forms you are likely to need, from the Application for Personal Injury Benefits to the damages claim form, and how to fill them in well.
Lawyers, Costs & Your Claim
- Statutory Benefits vs Common Law Damages — What's the Difference?Two different tracks in the NSW CTP scheme, with different rules, different time limits, and different eligibility. A plain-English comparison.
- CTP Weekly Payments Explained (NSW)How much weekly payments pay, how long they run, and what can cut them short — including what your options are if payments stop.
- Threshold vs Non-Threshold Injury (formerly “Minor Injury”) — NSW CTPThe classification that decides how long statutory benefits run and whether you can claim damages — what it means and why it's often disputed.
- Application for Personal Injury Benefits — What the Form NeedsThe main form for lodging a NSW CTP statutory benefits claim: where to get the current version, what it asks, and the mistakes that cause delays.
- How to Choose a CTP Lawyer in NSWWhat to look for in a specialist motor accident lawyer — questions to ask, warning signs to notice, and why a generalist may not be the right fit.
- What to Do After a Car Accident in NSW: Step by StepSafety, police, evidence, and getting your CTP claim moving early — the practical order of operations in the hours and days after a crash.
- Certificate of Fitness and Your CTP Claim (NSW)Why this one form carries so much weight with insurers, what makes a strong certificate, and how it affects weekly payments and treatment approvals.
- What Happens After You Lodge a CTP Claim (NSW)A realistic walk-through of the stages your claim moves through — notification, assessment, treatment approvals, and where disputes tend to start.
- Dealing With Your CTP Insurer and Case ManagerPractical tips for communicating with your CTP insurer and case manager — and knowing when it's time to bring in a lawyer instead.
- Independent Medical Examinations (IMEs) — What to ExpectWhat an IME is, why the insurer arranges one, and your rights before, during, and after the appointment.
- Gathering Medical Evidence for Your CTP ClaimThe medical evidence that actually moves a CTP claim forward — and why a thin or inconsistent record is one of the most common reasons claims stall.
- CTP Claim Timeline in NSW: Key Dates in OrderThe NSW CTP dates in the order they arrive — from the 28-day rule to the 3-year damages limit. Check the rules that apply to your accident date.
- CTP Claims for Self-Employed and Gig Workers (NSW)Weekly payments work differently when your income isn't a regular payslip. What evidence helps, and where disputes commonly arise.
- CTP Claim Checklist: The First 30 DaysA practical checklist covering the actions and deadlines that matter most in the month after a NSW motor accident.
- Motor Accident Compensation in NSW: How It WorksA plain-English map of the NSW CTP scheme — from the green slip through to statutory benefits, common law damages, and where disputes get resolved.
- CTP Lump Sum and Damages Claims: A General GuideWho can claim common law damages under the NSW CTP scheme, what they can include, and the key timing rules that decide when a claim can move.
- The Personal Injury Commission (PIC) ExplainedWhat the PIC is, what kinds of CTP disputes it handles, and what to expect if your claim ends up there.
- Insurer Stopped My Weekly Payments — What Now?Weekly payments cut or reduced without warning? Here's how to read the decision, what your review rights are, and when to get a lawyer involved.
- Threshold Injury Disputes: Challenging the ClassificationIf the insurer says your injury is a threshold injury and you disagree, here's how that decision is generally challenged and the evidence that helps.
- CTP Settlement: What to Expect (General Guide)How common law damages claims generally move toward resolution in the NSW CTP scheme, and the questions worth asking before you sign anything.
NSW has CTP time limits — acting early can matter
Next step
The sooner you claim, the more options stay open.
In NSW, a claim made within 28 days of the accident generally lets weekly payments be back-paid to the day after the accident.
NSW has CTP time limits — acting early can matter