Blog
Blog
What to Do When the CTP Insurer Says Your Injury Is “Threshold”
A threshold injury classification changes what your claim can be worth. Here's what the letter actually means, and how to respond.
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Should I Accept the Insurer's First Offer?
A settlement offer can feel like relief after a long claim. Here's what to check before you sign — and why timing rules exist for a reason.
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The 28-Day Rule: Why Claiming Early Actually Matters
It's the single most repeated deadline in the NSW CTP scheme. Here's exactly what it does, and what happens if you miss it.
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Can I Claim If I Was Partly at Fault?
Shared fault doesn't automatically shut a CTP claim down. Here's how contributory negligence actually works in the NSW scheme.
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Rideshare Accidents and CTP: What Drivers and Passengers Need to Know
Whether you were driving for a platform, riding as a passenger, or hit by a rideshare vehicle, here's how CTP generally applies.
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Psychological Injury After a Crash and Your CTP Claim
Anxiety, PTSD and other psychological injuries are covered by CTP too. What's different about claiming for them, and how they're classified.
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Next step
The sooner you claim, the more options stay open.
In NSW, a claim made within 28 days of the accident generally lets weekly payments be back-paid to the day after the accident.