Two questions come up after almost every crash: what should I be doing now, and do I need a lawyer? The first answer is much the same for everyone. Get treated, keep records, and lodge your claim on time. The second depends on your injury and on what the insurer decides. For people in Mosman, our free claim check covers both, and there's no obligation to take any step we suggest.
Lower North Shore & Ryde · Personal injury lawyer help
Before calling a personal injury lawyer: a Mosman guide
A free claim check first. An independent lawyer only if your case calls for one.
Postcode: 2088
- Free claim check, no obligation
- By phone & online, no office to visit
- Helping people in Mosman & Cremorne Point
Personal injury claims in NSW
In NSW, compensation for an injury usually runs through a scheme rather than a simple lawsuit, and which scheme depends on how you were hurt. If the injury came from a motor accident on or after 1 December 2017, it is generally claimed through CTP insurance under the Motor Accident Injuries Act 2017. That is the kind of claim we help with, whether you were driving, a passenger, riding, cycling or on foot.
Read next:What a CTP claim is
Your GP, your treating team and the notes they keep
Tell every doctor and therapist that the crash caused your injuries, and describe all your symptoms, not just the worst one. It sounds obvious, but a headache or low mood mentioned to nobody won't appear anywhere. Your GP completes the Certificate of Fitness, and the insurer relies on it. Specialist reports and treatment notes then build on that base.
If the insurer arranges its own examination
An examination with a doctor the insurer picks is generally worth attending. Describe your symptoms accurately, then make a short note of what happened while it is fresh.
Read next:The Certificate of FitnessInsurer medical examinations
What to write down, photograph and keep
Memory fades quickly after an injury, especially on days when you're in pain. A few simple records kept from the start save you trying to rebuild, months later, what happened, what it cost and what you couldn't do.
- Copies of every form, email and letter you send the insurer
- Notes of calls with the insurer: the date, who you spoke to and what was said
- Activities you have stopped or cut back on since the crash
- Everyday tasks you now need help with, and who is helping
- Photos of visible injuries, taken again every week or so as they change
- Dates you missed work, and any duties you've had to change or hand over
General information, not legal advice. Your records support a claim; they don't decide it. Time limits apply.
Getting treatment and keeping records from Mosman
If the North Shore Line, Sydney Metro or the buses on Victoria Road have become hard to use since the crash, write down what changed. Everyday travel is part of the picture. Before the crash, getting to Taronga Zoo may have been nothing. If it is now a task you avoid or need help with, record it with the date. That is exactly the kind of detail a claim relies on. An emergency department such as Royal North Shore Hospital deals with what is urgent on the day. Symptoms that surface later, like headaches or low mood, won't be in those notes, so tell your GP as they appear.
Mosman is about 4 km from the Sydney CBD, but claim help shouldn't cost you a trip anywhere. The claim check, and most dealings with a lawyer, can happen by phone and online, which leaves your energy for treatment.
- Region
- Lower North Shore & Ryde
- Postcode
- 2088
- Local landmarks
- Taronga Zoo · Military Road shops
- Nearest public hospital
- Royal North Shore Hospital
- From the Sydney CBD
- ~4 km
How to choose a lawyer if you need one
Choosing a lawyer is less about the name on the letterhead and more about who will actually run your file. Ask whether the person you meet will handle it day to day, or pass it to a colleague. Either can work well. What matters is knowing who to call, and that they know your injury and your dates.
Notice how a lawyer treats you before you sign anything. Did they listen to your account, or jump to conclusions? Did they explain what they don't know yet? Did they mention that some claims don't need a lawyer at all? Early signs like these tell you a lot about the working relationship ahead.
Read next:Choosing a CTP lawyer
Work, home and the things you can't do now
If you've missed paid work, keep a list of the dates and any leave you used. If you went back on lighter duties or fewer hours, write down what changed and who agreed to it. Your doctor records your capacity for work on the Certificate of Fitness, but your own notes add the detail a certificate can't hold.
Self-employed or working casually? Your records matter even more, because there may be no payslip showing what you've lost. Keep invoices, the jobs you turned down and any work you handed to someone else. Working out lost earnings is the insurer's job, and a lawyer's if it's disputed, but both will need your records to do it.
Injuries that improve slowly, or get worse
If your injury changes, your records should change with it. A symptom diary that stops after a fortnight can suggest you recovered, even if you didn't. Keep it going, even at a line or two, until your treating doctor says things have settled. What a change means for your claim is a separate question, and someone can answer it once the change is written down.
Don't tidy up your records
Keep your notes plain and honest, with good days included. An accurate record carries more weight than one that looks as if it was written for the claim.
Read next:Injuries after a car accident
What a personal injury lawyer needs to know first
A lawyer's first questions are practical. They want the date and place of the accident, the people and vehicles involved, what injuries you have, who is treating you and whether a claim has been lodged. They will also ask how the injury is affecting your work and home life. Having your own notes in front of you makes that conversation shorter and more accurate.
- What injuries do you have, and who is treating them?
- Have you lodged a claim yet, and on what date?
- Has the insurer made any decisions or requests?
- How is the injury affecting your work and home life?
Read next:What to do after a car accident
Getting help at the right time
You can ask for a claim check at any stage, but some moments make it more useful. Soon after the crash, while deadlines are still ahead of you. When an injury isn't improving as expected. When the insurer makes a decision you don't understand. And before you sign anything that would finalise your claim. The check is free, and it tells you whether a lawyer, a doctor or neither is needed.
Read next:What help do I need? Quick check
Do you need a personal injury lawyer?
A lawyer can't speed up your recovery, but can help when your injury and the insurer's view of it don't line up. Use these lists as a rough guide, then check your own situation with us for free.
Often worth talking to a lawyer
- You've been told a treatment you need won't be funded
- Your injury may affect your ability to earn for years, not months
- An offer has arrived and you can't tell whether it reflects your injury
- You've been asked to see the insurer's doctor and you're worried about the result
You may not need one
- Your question is a general one that CTP Assist can answer
- Your injury is healing well and treatment is being paid for
- You're back to your usual work and routine
Recovery comes first. If you haven't found a GP who understands CTP claims, including the Certificate of Fitness, we can point you to doctors and allied health experienced with motor accident injuries.
Not quite your situation?
- Hurt at work, or in a crash while you were working? That is usually a workers compensation claim first, which is a different scheme from CTP. Tell us what happened and we can point you to the right help. Free claim check
- If you're not yet sure which kind of claim you have, or what the word compensation covers, the compensation lawyer page is a better first stop. Compensation lawyer in Mosman
- If your question is how to check a solicitor and what the relationship involves, see the personal injury solicitor page. Personal injury solicitor in Mosman
- If your injury is serious or may be permanent, the injury compensation lawyer page explains what that means for compensation. Injury compensation lawyer in Mosman
Free claim check
Hurt in a crash? Check where your claim stands
Tell us what you've recorded so far and what the insurer has said. A short, free conversation usually makes the next step clearer.
Frequently asked questions
Photos help, particularly for bruising, cuts, swelling, scars and anything that changes as it heals. Take them soon after the accident and again every week or so, with the date recorded. Keep the originals on your phone or computer rather than edited copies. Photos of aids you now use, like a brace or crutches, can help too. They support your medical records; they don't replace them.
Yes, if you can. A short daily or weekly note of pain, sleep, mood, what you managed and what you couldn't is one of the most useful records you can have. It helps you describe the injury accurately to doctors, and it gives a lawyer or insurer the detail that memory loses. Keep it honest, include the good days, and date every entry.
Generally, yes. You can choose your own treating doctor, and many people prefer a GP who already knows their history. What matters is that your GP is willing to complete the Certificate of Fitness, keep it current and describe all your injuries. If your GP would rather not be involved with a CTP claim, we can point you to doctors experienced with these claims.
Any harm to your body or mind caused by the accident. That includes obvious injuries, like fractures or cuts, and less visible ones, like soft tissue damage, concussion, ongoing pain, anxiety or post-traumatic stress. Psychological injuries can be part of a CTP claim in their own right, not only alongside a physical one. Tell your GP about every symptom, physical and emotional, so each one is recorded and linked to the crash.
When you claim, you'll generally be asked to authorise the insurer to obtain medical information relevant to your injuries. That can include records from before the accident if they bear on the same part of the body or on your capacity to work. Read any authority before signing it, and ask the insurer what it covers if you're unsure. A lawyer can check whether a request goes further than it should.
Look for experience with NSW motor accident claims specifically, not just personal injury in general. Ask who will run your file day to day, how you'll be kept informed, and what they will need from you. Notice whether they explain things plainly and tell you honestly if your claim may not need a lawyer at all. If we connect you with an independent lawyer, you're free to decide not to go ahead.
Personal injury lawyer: suburbs near Mosman
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CTP Lawyer is not a law firm. This page is general information, not legal advice; the independent lawyer you speak with can advise on your own situation.