Two questions come up after almost every crash: what should I be doing now, and do I need a lawyer? The first answer is much the same for everyone. Get treated, keep records, and lodge your claim on time. The second depends on your injury and on what the insurer decides. For people in Croydon, our free claim check covers both, and there's no obligation to take any step we suggest.
Inner West · Personal injury lawyer help
Before calling a personal injury lawyer: a Croydon guide
General information about motor accident injury claims in NSW, not legal advice.
Postcode: 2132
- Free claim check, no obligation
- By phone & online, no office to visit
- Helping people in Croydon & Ashfield
After a crash near Croydon: where your records begin
If you've stopped walking shopping strips such as King Street in Newtown, or can no longer manage the Bay Run, record it. It shows plainly how the injury has changed your routine. Everyday places around Croydon, such as Centenary Park, are a useful measure of how an injury has changed things. If a trip there now takes planning, rest breaks or a lift from someone, write it down. Hospitals serving the area include Concord Repatriation General Hospital and Royal Prince Alfred Hospital. Whichever one saw you, note the date, what you were told and any follow-up it suggested. Then take that to your GP within days, not weeks.
Croydon is about 9 km from the Sydney CBD, but claim help shouldn't cost you a trip anywhere. The claim check, and most dealings with a lawyer, can happen by phone and online, which leaves your energy for treatment.
- Region
- Inner West
- Postcode
- 2132
- Local landmarks
- Centenary Park
- Nearest public hospital
- Concord Repatriation General Hospital
- From the Sydney CBD
- ~9 km
Do you need a personal injury lawyer?
A lawyer can't speed up your recovery, but can help when your injury and the insurer's view of it don't line up. Use these lists as a rough guide, then check your own situation with us for free.
Often worth talking to a lawyer
- The insurer says your symptoms come from an old injury, not the crash
- New symptoms have appeared and the insurer doesn't accept they came from the crash
- You've been told a treatment you need won't be funded
- Your injury isn't improving and you're unsure what that means for your claim
You may not need one
- You're back to your usual work and routine
- You mainly need the right doctor or physio, not legal advice
- Your claim is accepted and nothing the insurer has decided worries you
If your injury has changed, or you're not sure your treating team has the full picture, a fresh look can help. We can suggest doctors and allied health who know CTP and the Certificate of Fitness.
Not quite your situation?
- Hurt at work, or in a crash while you were working? That is usually a workers compensation claim first, which is a different scheme from CTP. Tell us what happened and we can point you to the right help. Free claim check
- If you are still working out what kind of claim covers your injury, and what compensation means, the compensation lawyer page starts there. Compensation lawyer in Croydon
- If your question is how to check a solicitor and what the relationship involves, see the personal injury solicitor page. Personal injury solicitor in Croydon
- For a serious injury, and how its severity is measured in a claim, the injury compensation lawyer page goes further. Injury compensation lawyer in Croydon
What 'personal injury' means for a claim
An injury claim after a crash has two sides. The legal side is about which scheme applies, what can be claimed and which deadlines run. The personal side is your treatment, your recovery and the record of how the injury has affected you. Motor accident claims in NSW run through CTP. If you were hurt at work instead, that is usually a workers compensation claim, which is a different scheme.
Read next:What a CTP claim is
The first questions a lawyer will ask
Expect to be asked what happened, in your own words, and what has happened since. The lawyer is listening for the things that shape a claim: the date, whether someone else caused the crash, how serious the injury looks and whether the insurer has already decided anything. If you don't know an answer, say so. A guess causes more trouble later than a gap does.
- Who else was involved, and in which vehicles?
- Has the insurer made any decisions or requests?
- Have you signed anything about the accident?
- Were you hurt or unwell in the same area before?
Read next:What to do after a car accident
Injuries that improve slowly, or get worse
It's common to feel worse a few weeks after a crash than on the day itself. Adrenaline wears off, and stiffness or pain can build. Other problems, such as numbness, dizziness or trouble concentrating, may take time to show. Mention each new symptom to your GP at the next visit rather than waiting to see if it passes, and put the date in your diary.
Don't tidy up your records
Keep your notes plain and honest, with good days included. An accurate record carries more weight than one that looks as if it was written for the claim.
Read next:Injuries after a car accident
Evidence you create as you recover
Memory fades quickly after an injury, especially on days when you're in pain. A few simple records kept from the start save you trying to rebuild, months later, what happened, what it cost and what you couldn't do.
- Copies of every form, email and letter you send the insurer
- Receipts for medicines, treatment, aids and travel to treatment
- Activities you have stopped or cut back on since the crash
- Photos of visible injuries, taken again every week or so as they change
- Everyday tasks you now need help with, and who is helping
- A short symptom diary: pain, sleep and mood, a line or two a day
General information, not legal advice. Your records support a claim; they don't decide it. Time limits apply.
Free claim check
Not sure what your injury claim needs?
Tell us about your injury and where your claim is up to. We'll say whether a lawyer, a doctor or neither would help.
Your GP, your treating team and the notes they keep
Medical records are the backbone of an injury claim. In NSW CTP claims your doctor completes a Certificate of Fitness, which records your injuries and your capacity for work. Keep each one, check it lists all your injuries, and arrange your next visit before the current certificate runs out. If something is missing, raise it with your doctor rather than the insurer.
If the insurer arranges its own examination
The insurer may ask you to see a doctor it chooses. Go, be honest, and describe your symptoms as they are on the day. Afterwards, jot down how long it took and what was examined.
Read next:The Certificate of FitnessInsurer medical examinations
Choosing a personal injury lawyer
Choosing a lawyer is less about the name on the letterhead and more about who will actually run your file. Ask whether the person you meet will handle it day to day, or pass it to a colleague. Either can work well. What matters is knowing who to call, and that they know your injury and your dates.
It's fine to speak to more than one lawyer before deciding, and fine to take a day to think. You shouldn't feel pressed to sign on the spot. If we connect you with an independent lawyer after your claim check, you remain free to decide not to go ahead with them.
Read next:Choosing a CTP lawyer
How the injury affects work and daily life
The effect of an injury on your life is a large part of any claim, and it's often the least recorded. Time off shows up in payslips. What doesn't show up is the lifting you now avoid, the shifts you swapped, the sport you stopped, or the help you need with children or shopping. Note these as they happen, with dates, in plain words.
Don't forget the costs of being injured. Medicines, taxis or parking for treatment, a pillow or brace your physio suggested: keep the receipts, even small ones, in one place. The insurer generally pays for treatment and care that is reasonable and necessary, and receipts are how you show what you've spent along the way.
Getting help at the right time
You can ask for a claim check at any stage, but some moments make it more useful. Soon after the crash, while deadlines are still ahead of you. When an injury isn't improving as expected. When the insurer makes a decision you don't understand. And before you sign anything that would finalise your claim. The check is free, and it tells you whether a lawyer, a doctor or neither is needed.
Read next:What help do I need? Quick check
Frequently asked questions
Whenever suits you, but earlier helps. A claim lodged within 28 days can have weekly payments back-paid to the day after the accident. Contact also helps when something changes, such as a new symptom, a refused treatment request or an offer you're unsure about. There is no charge for the claim check, and no obligation afterwards. If you only need a doctor or some reassurance, we'll say so.
Photos help, particularly for bruising, cuts, swelling, scars and anything that changes as it heals. Take them soon after the accident and again every week or so, with the date recorded. Keep the originals on your phone or computer rather than edited copies. Photos of aids you now use, like a brace or crutches, can help too. They support your medical records; they don't replace them.
Any harm to your body or mind caused by the accident. That includes obvious injuries, like fractures or cuts, and less visible ones, like soft tissue damage, concussion, ongoing pain, anxiety or post-traumatic stress. Psychological injuries can be part of a CTP claim in their own right, not only alongside a physical one. Tell your GP about every symptom, physical and emotional, so each one is recorded and linked to the crash.
Generally, yes. You can choose your own treating doctor, and many people prefer a GP who already knows their history. What matters is that your GP is willing to complete the Certificate of Fitness, keep it current and describe all your injuries. If your GP would rather not be involved with a CTP claim, we can point you to doctors experienced with these claims.
Age doesn't stop you claiming. Older people can take longer to recover, and a crash can aggravate existing conditions such as arthritis, which makes clear medical records especially important. Weekly payments are based on what you were earning before the accident, so they may not apply if you weren't working, but treatment and care can generally still be claimed. Rules can vary with circumstances, so check your own situation.
Yes, if you can. A short daily or weekly note of pain, sleep, mood, what you managed and what you couldn't is one of the most useful records you can have. It helps you describe the injury accurately to doctors, and it gives a lawyer or insurer the detail that memory loses. Keep it honest, include the good days, and date every entry.
Personal injury lawyer: suburbs near Croydon
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CTP Lawyer is not a law firm. This page is general information, not legal advice; the independent lawyer you speak with can advise on your own situation.