South Coast & Shoalhaven · Working with a compensation solicitor

Engaging a compensation solicitor in Nowra: what happens

Not a law firm: a free triage and referral service. This page explains what happens once you engage someone.

Plenty of people put off calling a solicitor because they don't know what the first meeting involves. It's usually straightforward: you explain what happened, the solicitor reads your documents, and you talk about costs and next steps. You generally don't have to sign anything on the spot. If you live in or near Nowra, the whole thing can happen by phone or video, at a time that suits you.

Postcode: 2541

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From first call to a signed agreement

Engaging a solicitor means formally asking them to work on your claim. It usually starts with a short phone call to check the basics: when the accident happened, what the insurer has decided and whether any deadline is close. If the solicitor can help, a first meeting follows. After that, you receive written information about costs and, if you decide to go ahead, sign a costs agreement. Only then does work on your file properly begin.

Some people engage a solicitor after months of handling the claim themselves. Others do it in the first weeks after a serious crash. Either way, the start is similar. Before the first contact, jot down the key dates, what the insurer has decided and what you're hoping the solicitor can help with. It makes the conversation shorter and more useful for both of you.

When the first meeting happens remotely

Most solicitors who work on motor accident claims are used to meeting clients by phone or video. It suits people who are in pain, can't drive yet, live far away or are juggling treatment. You'll usually be sent a link or a call time in advance. Find somewhere quiet, have your documents nearby, and keep a notepad handy for anything you want to remember.

Before a remote meeting, check the technology rather than the dress code. Test the video link, charge your phone and have your documents within reach. If a family member is helping you, let the solicitor know they're joining. Afterwards, you'll generally receive a summary or the next documents by email, which you can read in your own time.

Nowra: no need to travel for a first meeting

Records from Shoalhaven District Memorial Hospital, Milton-Ulladulla Hospital or South East Regional Hospital can be requested directly once you've signed the forms, so you needn't collect them yourself. Council boundaries such as Shoalhaven City Council don't limit who you can engage. A solicitor anywhere in the state can take on a NSW motor accident claim for someone in Nowra, and meet you without either of you travelling.

Region
South Coast & Shoalhaven
Postcode
2541
From the Sydney CBD
~126 km
Local government area
Shoalhaven City Council

Do you need a solicitor yet?

Not everyone who reads about solicitors needs one right now. The lists below reflect common situations. If yours isn't here, or you're torn, talk it through with us by phone or online first.

Often worth talking to a lawyer

  • You started the claim yourself and it has become too much to manage
  • Letters are piling up and you can't keep track of what needs answering
  • Your recovery is slower than expected and a lump sum claim may be possible
  • You're handling a claim for someone who can't manage it themselves

You may not need one

  • Your only question is about a form or a date
  • Your claim has only just been lodged and nothing has been decided
  • You mainly want a letter explained, which CTP Assist can often help with

The records a solicitor requests are only as good as the treatment behind them. Regular visits, an up-to-date Certificate of Fitness and clear notes matter, and we can connect you with doctors and allied health who know the scheme.

Not quite your situation?

  • Hurt at work, or in a crash while you were working? That is usually a workers compensation claim first, which is a different scheme from CTP. Tell us what happened and we can point you to the right help. Free claim check
  • If you haven't yet worked out what kind of claim you have, or whether any lawyer would help, the compensation lawyer page starts there. Compensation lawyer in Nowra
  • If your question is how a no win, no fee arrangement works and what might still be payable, the no win, no fee page explains it. No win no fee lawyer in Nowra
  • For checking a practising certificate, understanding how solicitors are regulated or moving your file to someone new, see the personal injury solicitor page. Personal injury solicitor in Nowra

What to bring to a first meeting

Bring what's easy to find and note what isn't. The list below covers the documents solicitors most often ask about at the start of a motor accident claim. Scans or clear phone photos are generally fine.

  • Photo ID, such as a driver licence or passport
  • Names and contact details of any witnesses
  • A written list of your questions about costs
  • Payslips, tax returns or other records of what you earned before the accident
  • Photos of the scene, the vehicles or your injuries
  • A list of your GP, other doctors and allied health practitioners treating you
  • The police event number, if the crash was reported

General information, not legal advice. Each solicitor may ask for different documents, and time limits apply.

A man in a jacket reading through a sheaf of papers on a sofa

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Two costs documents to read before you sign

A costs disclosure is the solicitor's written explanation of how they'll charge. In most cases it describes the basis of their fees, an estimate of what the matter may cost overall, and other expenses that may come up along the way, such as medical reports. Read it carefully even if it looks like standard wording. If an estimate or term doesn't make sense to you, ask before going further.

Once you're comfortable with the disclosure, you'll usually be asked to sign a costs agreement. This is the contract between you and the solicitor about costs. There's no need to sign it on the day you receive it. Read it in your own time, ask someone you trust to look over it, and write down your questions. A solicitor should be willing to explain any clause in plain English.

Ask for it in writing

If a solicitor answers a costs question by phone, ask them to confirm it by email. A written answer is easier to check later, and it becomes part of your records.

Read next:No win, no fee explained

What happens at the first meeting

A first meeting is mostly the solicitor getting a clear picture of your claim. You'll talk through what happened and where things stand with the insurer, and they'll read the documents you bring and check the key dates. Towards the end, they'll usually say whether and how they can help, how their costs work and what they would do first if you engage them.

Try not to leave the first meeting unsure about the next step. Ask what the solicitor will do first, what they need from you, and roughly when you'll hear from them. If they give you a costs disclosure or a costs agreement, you don't need to sign it there and then. Read it later, somewhere quiet, and ask about anything that's unclear.

  • Checks whether any deadline is close
  • Reads the insurer's letters and decisions
  • Notes which records are missing
  • Tells you what they need from you next

Dealing with the insurer once you've engaged someone

A common worry is that engaging a solicitor will upset the insurer. It generally shouldn't. Insurers deal with solicitors all the time, and in many claims correspondence simply starts going to the solicitor instead of to you. Decisions are still made under the scheme rules. What changes is that someone familiar with those rules reads each letter before you act on it.

Engaging a solicitor doesn't mean you can't answer your phone. If your case manager calls about payments or treatment, you can generally talk it through as usual. Where a conversation turns to fault, settlement or anything that needs your signature, it's reasonable to say you'd like your solicitor involved and to ask for the request in writing.

Read next:Dealing with your insurer and case manager

The first weeks on your file

Early on, a solicitor builds the file. That usually means requesting medical and hospital records, getting copies of what the insurer holds and has decided, and checking which deadlines apply to your claim. If a decision was made recently, they'll look at whether a review needs to be sought quickly. You'll usually be asked to sign a few authorities to make those requests possible.

Your part in these weeks is simple but important. Keep going to treatment, keep your Certificate of Fitness current, and pass on any letter from the insurer as soon as it arrives. Tell your solicitor about changes, such as a new diagnosis or a change in what you can do. Small updates help them keep the file accurate from the start.

  • Signing authorities to release your records
  • A request to the insurer for copies of its file
  • A look at any recent decision you may want reviewed
  • A written outline of the next steps

Read next:Gathering medical evidence for your claim

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CTP Lawyer is not a law firm. This page is general information, not legal advice; the independent lawyer you speak with can advise on your own situation.

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