Compensation lawyer Gosford: start with the right claim

Start with how the injury happened. If a motor vehicle was involved, and you were a driver, passenger, rider, cyclist or pedestrian, the claim generally runs through CTP, the scheme this site helps with. Injuries that happened some other way usually follow different rules, with different insurers and deadlines. If you're not sure where yours fits, tell us what happened. The claim check will say which scheme is likely to apply, and whether we can help.

Not directly. An injury at work is usually a workers compensation claim, which sits in a separate scheme from CTP with different insurers and rules, and it isn't what this site covers. If you describe what happened, we can still point you to the right help. Where the injury came from a crash while you were driving or riding for work, workers compensation generally comes first, though a damages claim against the at-fault driver's CTP insurer may still be open. Get advice before settling either claim.

Mostly because people search using different words. A practice that works on NSW road injury claims may describe itself as compensation lawyers, personal injury lawyers, CTP lawyers or motor accident lawyers, sometimes all on the same website. The titles usually describe the work rather than a different qualification. When you're deciding who to speak with, ask how much of their work involves NSW motor accident claims; that tells you more than the label does.

Usually not. A TPD claim is generally made through the insurance attached to your superannuation, and a public liability claim usually follows an injury in a public place or on someone else's property, such as a fall. Both run under different rules from motor accident claims and are usually outside what we help with. If a vehicle was involved in your injury, or you're unsure, the claim check will tell you.

Yes. Receiving weekly payments or treatment approvals doesn't stop you seeking advice, and it doesn't mean your claim is finished. Many people check in when something changes: payments are reduced, a request is refused, their recovery stalls, or they start wondering whether a damages claim is possible. A free claim check can tell you whether anything needs attention now, or whether things can simply carry on as they are.

It can be both. After a NSW motor accident, statutory benefits are generally paid as you go: weekly payments if you can't work, and treatment and care costs as they arise. A lump sum only comes from a common law damages claim, which is available in some cases but not all. Plenty of claims involve statutory benefits only. How much compensation explains what each part can include.