The NSW CTP scheme is there for people hurt in motor accidents, including in Kensington. It pays statutory benefits to most injured people, and some can also claim damages. Knowing which applies to you, and what help you need, is where we come in. The claim check is free and there's no obligation. We point you to doctors and allied health, and to an independent CTP lawyer when a case genuinely calls for one.
Eastern Suburbs
Your first steps after a motor accident in Kensington
For drivers, passengers, riders and pedestrians hurt in a NSW motor accident.
Postcode: 2033
- Free claim check, no obligation
- By phone & online, no office to visit
- Helping people in Kensington & Zetland
Kensington at a glance, for people after a car accident
Kensington is a busy suburb in Sydney's east near Kingsford and Moore Park, close to the university, racecourse and the light-rail corridor along Anzac Parade. Injured in a crash near Kensington? A free claim check by phone or online can help you understand where your claim stands and whether an independent CTP lawyer is worth speaking to.
People in the Randwick City Council area claim under the same NSW CTP scheme as everyone else in the state. The rules don't change by council area, so the early steps are the same wherever you live.
If it would be easier to talk in a language other than English, CTP Assist can set up an interpreter for your claim, wherever you live in or near Kensington. Its number is 1300 656 919.
Eastern Suburbs: the wider area
This is one of Sydney's most densely settled areas, with apartments and terraces packed between the harbour and the beaches. There is no rail beyond Bondi Junction, so buses and the light rail to Randwick and Kingsford carry much of the load, and roads such as Anzac Parade, Old South Head Road and New South Head Road stay busy well outside peak hours.
- Region
- Eastern Suburbs
- Postcode
- 2033
- Local government area
- Randwick City Council
- Distance to Bondi Junction
- ~3 km
- Nearest public hospital
- Prince of Wales Hospital
- Getting around
- CBD and South East Light Rail
Main roads
- Anzac Parade
- Todman Avenue
- Doncaster Avenue
- Alison Road
Transport
- CBD and South East Light Rail
Hospitals
- Prince of Wales Hospital
Claim help for people in Kensington, by topic
The pages below are grouped three ways: the car accident and CTP claim itself, working with a solicitor, and broader compensation questions. Each answers one question for people in Kensington. If none quite fits, the free claim check sorts it out with you.
Car accident & CTP
Start here if your question is about the claim rather than the lawyer. These pages cover deadlines, fault, compensation and disputes, whatever you were travelling in.
- CTP lawyerRefused, cut off or offered a settlement? That's usually when legal advice matters.
- CTP claimsLodging, deadlines, weekly payments and the Certificate of Fitness, step by step.
- Car accident lawyerDrivers and passengers: who caused the crash, and what fault changes in a NSW claim.
- Car accident claimInjury, car damage or a driver who drove off? Which claim you have, and where it goes.
- Car accident compensationLost earnings, pain and suffering, and when each can be paid. No calculator figures.
- CTP claim deniedStopped payments or a threshold label you disagree with? Your review options.
- Motor vehicle accident lawyerMotorbike, bicycle, on foot or on a bus: which crashes count as a motor accident.
Solicitors
What working with a solicitor involves once you decide to get one, from the papers you bring to the first meeting through to weighing up an offer.
- Compensation solicitorA first meeting by phone or video, the paperwork to expect, and dealing with the insurer.
- Personal injury solicitorSolicitor, lawyer or barrister? Who does what, and how to check a solicitor's standing.
- Car accident solicitorFrom statutory benefits to settlement or the PIC: a CTP file, stage by stage.
General compensation
The wider compensation questions people ask after a crash, answered for motor accident claims in NSW, with pointers elsewhere when your situation is a different kind of claim.
- Compensation lawyerWhich claim covers your injury, what these lawyers do, and claim words in plain English.
- Personal injury lawyerLooking after the injury, keeping good notes, and choosing legal help with care.
- Injury compensation lawyerSerious injury after a crash? The threshold line, impairment, and what they change.
- No win no fee lawyerWhat “no win, no fee” generally means, what may still be payable, and what to ask.
After the crash: seven practical steps
- Your safety comes first. Get clear of moving traffic if you can do so safely, and call 000 for police and an ambulance if anyone is hurt.
- A police report gives your claim an independent record of when and where the crash happened. Ask for the event number and file it with your other claim papers.
- Get medical care, even if you feel fine. Some injuries, such as whiplash, can take a day or two to show, and early records help your claim.
- Get names and numbers from witnesses before they leave. Photos of the vehicles, number plates and road layout are worth taking if you can do it safely.
- Lodge your claim through the Service NSW online form or with the insurer. Aim for 28 days so weekly payments can be back-paid to the day after the crash.
- Keep copies of every form you send and every letter you receive. Note the dates, because review deadlines, often 28 days, run from when you get a decision.
- If anything is unclear or in dispute, ask for a free claim check by phone or online. There's no obligation, and many people find they can manage the claim themselves.
Key CTP deadlines
Claim statutory benefits as early as possible: within 28 days for back-paid weekly payments, and generally within 3 months of the accident. Beyond 3 months, late claims are accepted only in limited circumstances. A damages claim is generally due within 3 years, and one lodged within 2 years can keep weekly payments going past the 2-year mark while it's pending. This summary is general information, not legal advice. More on CTP claim time limits.
Getting the right treating team
Your recovery comes first, and it also drives the claim. A doctor who understands CTP can record your injuries properly on the Certificate of Fitness. Physiotherapy, psychology or exercise physiology may follow. Treatment that is reasonable and necessary is generally funded by the insurer within the benefit periods, though it decides each request.
Doctors & allied health
Free claim check
Talk through your claim with us
A free claim check by phone or online, with no obligation. Many claims don't need a lawyer, and we'll say so if yours doesn't.
Frequently asked questions
You tell us what happened, when, and where your claim is up to: whether you've lodged, what the insurer has said and how your treatment is going. We check the time limits that apply and whether anything is in dispute. Then we explain your options and point you to the help that fits, whether that's doctors and allied health, an independent CTP lawyer or simply the next form.
No. The claim check is free and there's no obligation to take any next step. CTP Lawyer is a free NSW service, not a law firm. We look at where your claim is up to and explain the options in plain English. If you're connected with an independent CTP lawyer, any legal costs are between you and them, and should be set out in writing first.
Usually not. Most injured people can claim statutory benefits whoever was at fault. The main exception is being wholly or mostly at fault, which means contributory negligence above 61%. Then weekly payments and treatment are generally limited to the first 52 weeks, and damages aren't available. Children who were 16 or under at the time can receive treatment and care for as long as they need it, regardless of fault.
In many cases, yes. If you're in hospital or finding it hard to manage, a partner, parent or adult child can start the conversation for you. We may need your consent before discussing your details, and the insurer will have its own rules about who it can speak to. For a child's claim, a parent or guardian usually acts for them.
Get medical care and tell your doctor the crash caused your injuries. Tell police and keep the event number handy. Swap details with the other driver, photograph everything and note any witnesses. Start a folder for receipts and certificates. Then lodge your CTP claim, aiming for 28 days. If anything feels uncertain, a free claim check can help you prioritise.
Generally, the NSW CTP scheme applies where the crash happened in NSW. If it happened in another state or territory, that place's own scheme usually applies instead, though the details can be complicated, so say where it happened. The date matters too. Accidents from 1 December 2017 fall under the Motor Accident Injuries Act 2017, and earlier ones under the 1999 Act.
No, and you don't need one. The claim check happens by phone and online, so people in Kensington get the same help as anyone else in NSW without travelling. If an independent CTP lawyer would help with your claim, the lawyer you speak with can generally work with you by phone, email and video as well.
Usually, yes. The NSW CTP scheme generally applies to a crash that happens on a NSW road, whether the injured person lives in Maroubra, Melbourne or London. Keep the other driver's details and any police event number, see a doctor while you are still here, and lodge the claim as early as you can, ideally within 28 days. After you leave, the claim can usually continue by email, phone and online.
Other areas near Kensington
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CTP Lawyer is not a law firm. This page is general information, not legal advice; the independent lawyer you speak with can advise on your own situation.