Canterbury-Bankstown · Car accident claims

Uninsured or drove off? Car accident claims in Revesby North

Just had a crash? Sort out the claim first, then the paperwork.

Some crashes leave a clear path: an identified driver, an insured car, an injury to claim for. Others don't. The driver may have left the scene, the car may have been unregistered, or the crash may have happened in a car park. We help people from Revesby North work out what kind of claim the facts support, and where it should go first.

Postcode: 2212

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  • Helping people in Revesby North & Revesby

Local roads, car parks and hospitals near Revesby North

On the Hume Highway, Canterbury Road or Stacey Street, a crash may involve a delivery van or work vehicle. Note any company name as well as the registration, since it helps confirm which vehicle's insurance applies. If your crash was in a car park at or near the Revesby Workers' Club precinct, note the level, bay or entry, and ask whoever runs the car park to keep any footage. It helps identify the other vehicle and supports your account. On a road as busy as Marco Avenue, drivers sometimes move off before details are swapped. If that happens, the number plate is what matters most, so photograph or write it down before anything else.

Hospitals serving the area include Bankstown-Lidcombe Hospital. If pain started after you got home, see a GP and mention the crash. That first record is the starting point of any injury claim.

Region
Canterbury-Bankstown
Postcode
2212
Local landmarks
Revesby Workers' Club precinct · Revesby town centre
Main roads
Marco Avenue · Beaconsfield Street
Nearest public hospital
Bankstown-Lidcombe Hospital

The kinds of claim a car accident can lead to

Start by separating what was hurt from what was broken. Injuries to you or anyone else in the crash belong to an injury claim with a CTP insurer. Damage to your car, your phone or a fence belongs to a property claim with your own insurer or the other driver's. Most confusion in the first weeks comes from mixing the two up.

Read next:Which help do I need? Quick check

Repairs, write-offs and hire cars

Your car and your injuries run on separate tracks. The car side goes to a property insurer, usually your own if you have comprehensive cover, or the other driver's if they were at fault and insured. The injury side goes to a CTP insurer. An offer about the car says nothing about your injuries, so don't treat it as the end of the matter.

Be careful with anything you sign to settle the car side. Property insurers sometimes ask for a signed release when they pay. Read what it covers before you sign, and if it seems to mention injuries as well as property, get advice first. A release about your car should not quietly close off an injury claim.

What kind of claim is this?

After a crash, the kind of claim depends on what happened: who was hurt, what was damaged, whether the other vehicle can be found, and whether you were working. Pick the card closest to your situation. Some crashes fit more than one.

  • You were injured

    An injury goes to a CTP insurer

    Injuries from a crash in NSW are generally claimed through CTP insurance, whoever caused the crash. The claim usually goes to the insurer of the vehicle at fault. Lodging early matters, so start once you've seen a doctor.

    CTP claims in Revesby North
  • Your car was damaged

    Car and property damage is a separate claim

    A damaged car, bike or fence is a property claim. It generally goes to your own insurer or the other driver's property insurer, not to CTP, and we don't handle it. Keep it apart from any injury claim.

    What CTP does and doesn't cover
  • Hit-and-run or uninsured

    A driver who fled or had no Green Slip

    If the vehicle drove off and can't be identified, or had no CTP insurance, you can claim against the Nominal Defendant, a NSW Government-backed fund. Report the crash to police promptly and make due inquiry and search for the vehicle.

    Uninsured or unidentified vehicles
  • Driving for work

    Driving for work usually brings another scheme first

    A crash while working is usually a work injury as well as a motor accident. Workers compensation generally comes first. You may still be able to claim damages from the at-fault driver's CTP insurer, which is worth checking before you settle anything.

    Crash while working? Quick check
  • Someone died

    When someone died in the crash

    If someone died, CTP generally covers reasonable funeral expenses regardless of fault. Close relatives who depended on them may also be able to claim. CTP Assist on 1300 656 919 can put you in touch with support.

    After a fatal crash

General information, not legal advice. Some crashes involve more than one claim. Time limits apply.

A car accident claim without a lawyer: when it works

Many car accident injury claims are lodged and run without a lawyer, and property damage never comes through us at all. A lawyer is most useful when the kind of claim is unclear or the facts are complicated. These lists give a rough guide.

Often worth talking to a lawyer

  • You were driving for work and aren't sure which claim comes first
  • The vehicle drove off and you're unsure what 'due inquiry and search' needs
  • The other vehicle turned out to be unregistered or uninsured
  • The insurer doubts that a small crash caused your injuries

You may not need one

  • The other driver gave full details and police have the event number
  • Treatment and a clear medical record are what you need most right now
  • Only your car was damaged and nobody was hurt

If a small crash has left you sore, a doctor's record is what makes it an injury claim. Ask us about doctors and allied health who understand CTP claims and the Certificate of Fitness.

Not quite your situation?

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Hit-and-run and uninsured vehicles: the Nominal Defendant

For an unidentified vehicle, you must make 'due inquiry and search' to try to find it. In practice that means reporting to police promptly, asking witnesses, checking for camera footage and noting anything you remember about the vehicle. Keep a record of each step you take. The Nominal Defendant will want to see that a genuine effort was made.

  • Report it to police promptly and keep the event number
  • Write down whatever part of the plate you saw
  • Take the details of anyone who stopped or saw it

Read next:Uninsured or unidentified vehicles

What to collect before the details fade

The first days set up whichever claim you end up making. Take photos of both cars, the road and any injuries you can see. Write down what happened in your own words while it's fresh. Keep the other driver's details, the police event number if you have one, and every receipt. Then see a doctor and tell them it was a car accident, so the link is recorded from the start.

  • Photos of both vehicles, the scene and any injuries
  • The other driver's name, address, licence and registration
  • A written note of what happened, made that day
  • Any claim or reference numbers from insurers

Read next:Checklist for the first 30 days

Small crashes and symptoms that show up later

It's common for pain or stiffness to appear a day or two after a crash, once the adrenaline wears off, though everyone is different. If that happens, see a doctor and mention the crash. The time limits for claiming run from the date of the accident, not from when symptoms began, and lodging within 28 days of the accident means weekly payments can generally be back-paid to the day after it.

Deadlines run from the crash

Time limits for an injury claim count from the date of the accident, not the day the pain started. If you're unsure, check early rather than late.

Read next:The 28-day rule for CTP claims

Police event numbers and the other driver's details

At the scene, swap names, addresses and registration numbers with every driver involved, and ask for their insurer if they know it. Photograph the other vehicle's plate and the driver's licence if they agree. If the other vehicle is a work, rental or rideshare car, note the company too. These details are what connect your injury claim to the right insurer.

Sometimes the other driver refuses to give details, gives a false name or drives off before you can ask. Stay safe and don't follow them. Photograph or write down the number plate, the make, the colour and anything else you noticed, then report it to police. If the vehicle can be traced from its plate, the claim can go to its insurer as usual.

Read next:CTP claim forms

Let us sort out the kind of claim with you

If you've read this far and still aren't sure which claim you have, that's normal. Our free claim check starts with what happened and works out which claim, or claims, the facts support. We'll tell you plainly if something isn't a CTP matter, such as car repairs. If it is, we'll point you to the next step, which is often simply lodging the injury claim yourself.

Frequently asked questions

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CTP Lawyer is not a law firm. This page is general information, not legal advice; the independent lawyer you speak with can advise on your own situation.

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