The Hills · Car accident claims

Car accident claim help after a crash near Kellyville

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Most people have never made a claim after a crash and don't know where to begin. For people in Kellyville, we start with the basics: were you hurt, was a vehicle damaged, and can the other vehicle be identified? The answers decide who you deal with. Many injury claims run smoothly without a lawyer. When yours needs one, we'll connect you with an independent lawyer.

Postcode: 2155

  • Free claim check, no obligation
  • By phone & online, no office to visit
  • Helping people in Kellyville & Beaumont Hills

Local roads, car parks and hospitals near Kellyville

The M2, the M7 and Windsor Road carry fast commuter traffic, and crashes there can involve drivers from across Sydney. Swap names, addresses and registration numbers, and note the exact exit or cross street. A crash in a car park or private driveway can still lead to an injury claim through CTP. Where exactly it happened matters, so write it down while you remember. Hospitals serving the area include Westmead Hospital. If pain started after you got home, see a GP and mention the crash. That first record is the starting point of any injury claim.

Region
The Hills
Postcode
2155
Main roads
Windsor Road · Old Windsor Road
Nearest public hospital
Westmead Hospital

What kind of claim does a crash near Kellyville give you?

A crash can create two quite separate claims. One is for injuries to people, which in NSW runs through CTP insurance, the Green Slip every registered vehicle carries. The other is for damage to vehicles and property, which runs through property insurance. They involve different insurers, different forms and different rules. Settling one does nothing to settle the other.

Read next:Which help do I need? Quick check

Repairs, write-offs and hire cars

Your car and your injuries run on separate tracks. The car side goes to a property insurer, usually your own if you have comprehensive cover, or the other driver's if they were at fault and insured. The injury side goes to a CTP insurer. An offer about the car says nothing about your injuries, so don't treat it as the end of the matter.

Keep the damage records even though CTP doesn't pay for them. Photos of the vehicles, repair quotes and assessor reports can show how hard the impact was and from which direction. They sometimes help the injury claim, for example when an insurer questions whether a low-speed crash could have caused your injuries.

What kind of claim is this?

After a crash, the kind of claim depends on what happened: who was hurt, what was damaged, whether the other vehicle can be found, and whether you were working. Pick the card closest to your situation. Some crashes fit more than one.

  • You were injured

    An injury goes to a CTP insurer

    If anyone in the crash was hurt, even slightly, there is an injury claim to consider. It runs through a CTP insurer, separately from any damage to the cars, with its own forms and deadlines.

    CTP claims in Kellyville
  • Your car was damaged

    Car and property damage is a separate claim

    A damaged car, bike or fence is a property claim. It generally goes to your own insurer or the other driver's property insurer, not to CTP, and we don't handle it. Keep it apart from any injury claim.

    What CTP does and doesn't cover
  • Hit-and-run or uninsured

    A driver who fled or had no Green Slip

    If the vehicle drove off and can't be identified, or had no CTP insurance, you can claim against the Nominal Defendant, a NSW Government-backed fund. Report the crash to police promptly and make due inquiry and search for the vehicle.

    Uninsured or unidentified vehicles
  • Driving for work

    Driving for work usually brings another scheme first

    If you were driving for work, you generally need to claim workers compensation through your employer's insurer first, and CTP benefits are generally not paid on top. A CTP damages claim against an at-fault driver may still be possible, so get advice.

    Crash while working? Quick check
  • Someone died

    When someone died in the crash

    The family of someone who died in a NSW crash may be able to claim funeral expenses and, for dependants, the financial support they lost. Support is available through CTP Assist whenever you're ready to talk.

    After a fatal crash

General information, not legal advice. Some crashes involve more than one claim. Time limits apply.

Do you need a lawyer for a car accident claim?

Whether you need a lawyer depends on the kind of claim you have and how smoothly it's going. A straightforward injury claim against an identified, insured vehicle often doesn't need one. The points below show when advice is commonly worth it.

Often worth talking to a lawyer

  • You were driving for work and aren't sure which claim comes first
  • The other vehicle turned out to be unregistered or uninsured
  • Someone died in the crash and the family needs guidance
  • You're past 3 months from the crash and haven't claimed yet

You may not need one

  • Treatment and a clear medical record are what you need most right now
  • Only your car was damaged and nobody was hurt
  • The other vehicle is identified and insured, and your claim is lodged

Whatever kind of claim you have, the injury side rests on medical records. We can point you to doctors and allied health who work with CTP claims and can complete the Certificate of Fitness the insurer asks for.

Not quite your situation?

Two women talking at a cafe by Sydney Harbour

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Not sure what claim you have? Ask us

We'll check the injury side of your crash, flag any deadlines, and point you to a lawyer or doctor only if your claim needs one.

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Reporting the crash and swapping details

At the scene, swap names, addresses and registration numbers with every driver involved, and ask for their insurer if they know it. Photograph the other vehicle's plate and the driver's licence if they agree. If the other vehicle is a work, rental or rideshare car, note the company too. These details are what connect your injury claim to the right insurer.

Sometimes the other driver refuses to give details, gives a false name or drives off before you can ask. Stay safe and don't follow them. Photograph or write down the number plate, the make, the colour and anything else you noticed, then report it to police. If the vehicle can be traced from its plate, the claim can go to its insurer as usual.

Read next:CTP claim forms

When a low-speed bump turns into an injury claim

People often decide not to claim because they 'only' had a small crash, then find weeks later that the injury isn't settling. By then the deadlines have been running since the day of the crash. If you were sore after a collision, it's sensible to see a GP, keep the record and at least find out what claim you have, even if you never end up needing it.

Deadlines run from the crash

Time limits for an injury claim count from the date of the accident, not the day the pain started. If you're unsure, check early rather than late.

Read next:The 28-day rule for CTP claims

What to collect before the details fade

You don't need everything worked out in the first week, but some things are much easier to collect then than later. Photos, the other vehicle's registration, the names of witnesses and a written note of what happened all help. So does an early visit to a GP, even if you feel mostly fine, because it creates a record that ties any injury to the crash.

  • Photos of both vehicles, the scene and any injuries
  • The other driver's name, address, licence and registration
  • A written note of what happened, made that day
  • Hospital or GP paperwork from the first visit

Read next:Checklist for the first 30 days

When the other vehicle drove off or wasn't insured

For an unidentified vehicle, you must make 'due inquiry and search' to try to find it. In practice that means reporting to police promptly, asking witnesses, checking for camera footage and noting anything you remember about the vehicle. Keep a record of each step you take. The Nominal Defendant will want to see that a genuine effort was made.

  • Report it to police promptly and keep the event number
  • Note the colour, make, model and direction of travel
  • Ask nearby businesses and homes about camera footage

Read next:Uninsured or unidentified vehicles

Let us sort out the kind of claim with you

A claim check is a short conversation, by phone or online, about your crash. We look at who was hurt, what was damaged and whether the other vehicle can be identified, then explain where each part goes. Many injury claims never need a lawyer. When one does, for example because the facts are unusual, we'll connect you with an independent lawyer.

Frequently asked questions

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CTP Lawyer is not a law firm. This page is general information, not legal advice; the independent lawyer you speak with can advise on your own situation.

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