Last updated · General information, not legal advice
Overview
Being in a car accident while pregnant brings understandable extra worry, on top of everything else you're dealing with. A CTP claim works in largely the same way as any other injury claim: it can cover reasonable and necessary treatment related to the accident, and, where appropriate, income support if you're unable to work. What differs is the medical evidence involved — obstetric monitoring, additional scans, and specialist review specifically to assess the impact of the accident on you and the pregnancy — all of which should be captured as part of your claim.
Key points
- Being pregnant doesn't change the general fault and eligibility rules for a claim
- Accident-related obstetric care and monitoring can generally be included in treatment and care
- Keep records that clearly link any extra pregnancy-related care to the accident
- The usual claim time limits still apply, so don't delay lodging
- A free claim check costs nothing and doesn't commit you to anything
Your situation
Work out where you stand
How we help
A free claim check can talk you through what to keep track of so any pregnancy-related care connected to the accident is properly included in your claim, without adding to what's already a stressful time. Where you'd like an independent lawyer's guidance, particularly to make sure ongoing monitoring or follow-up is captured correctly, we'll connect you with someone experienced in this area. Your obstetric team and a doctor experienced with CTP claims can work together on both your care and the medical evidence your claim needs — this doesn't need to start with a lawyer. See doctors and allied health for CTP claims for help finding providers.
What this means
There's nothing about being pregnant that changes your general eligibility for statutory benefits or, where the injury qualifies, common law damages — the same fault and threshold-injury rules apply as for any other claimant. What's different is what "reasonable and necessary" treatment looks like: additional obstetric appointments, monitoring, or specialist review connected to the accident can generally be claimed as part of your treatment and care, alongside treatment for any physical injuries you sustained. Keeping clear medical records that link this care to the accident — rather than routine pregnancy care — helps make sure it's properly recognised in your claim.
This is general information, not legal advice. Rules depend on your accident date and circumstances, and they change — check the current scheme rules with SIRA and get advice about your own situation.
