Goulburn & Southern Tablelands · Car accident claims

Car accident claim help after a crash near Curraweela

Free, by phone or online. We'll say plainly if your situation is one we don't help with.

A dented bumper and a sore neck are two separate claims with two different insurers. People often sort the car first and forget the injury, then find the deadlines have been running. If you were in a crash in or near Curraweela, our free check helps you keep the two apart and start the injury side on time. It's free, by phone or online, with no obligation.

Postcode: 2580

  • Free claim check, no obligation
  • By phone & online, no office to visit
  • Helping people in Curraweela & Taralga

Local roads, car parks and hospitals near Curraweela

On the Hume and Federal highways, the other driver may be heading to Canberra or Sydney. Swap full details before they go, and report the crash if anyone is hurt. A crash in a car park or private driveway can still lead to an injury claim through CTP. Where exactly it happened matters, so write it down while you remember. The same claim rules apply: injuries go to a CTP insurer, and damage to cars goes through property insurance. Record the location precisely either way.

Hospitals serving the area include Goulburn Base Hospital and Canberra Hospital. You don't need an ambulance or an emergency visit to have an injury claim, but a doctor should record your injuries and link them to the crash.

Region
Goulburn & Southern Tablelands
Postcode
2580
Public hospital in the region
Goulburn Base Hospital

An injury claim and a damage claim are different claims

People often ring about the car first because the damage is visible and the tow truck is waiting. The injury side can seem less urgent, especially if the pain comes later. Yet the injury claim has its own deadlines, running from the date of the crash. Treat the two as separate jobs from day one, even if you only need to act on one of them.

Read next:Which help do I need? Quick check

When the other driver won't give their details

A police report made close to the time is useful evidence that the crash happened when and how you say. If police came to the scene, ask for the event number before they leave. If they didn't, report it yourself as soon as you can. Insurers generally treat a claim with no police record more cautiously, so it's worth the effort even for a small crash.

Sometimes the other driver refuses to give details, gives a false name or drives off before you can ask. Stay safe and don't follow them. Photograph or write down the number plate, the make, the colour and anything else you noticed, then report it to police. If the vehicle can be traced from its plate, the claim can go to its insurer as usual.

Read next:CTP claim forms

Sort your crash into the right claim

An injury, a damaged car and a missing driver are three different problems. The cards below show where each one generally goes. If more than one fits, you may have more than one claim running at once.

  • You were injured

    An injury goes to a CTP insurer

    If anyone in the crash was hurt, even slightly, there is an injury claim to consider. It runs through a CTP insurer, separately from any damage to the cars, with its own forms and deadlines.

    CTP claims in Curraweela
  • Your car was damaged

    Car and property damage is a separate claim

    A damaged car, bike or fence is a property claim. It generally goes to your own insurer or the other driver's property insurer, not to CTP, and we don't handle it. Keep it apart from any injury claim.

    What CTP does and doesn't cover
  • Hit-and-run or uninsured

    A driver who fled or had no Green Slip

    If the vehicle drove off and can't be identified, or had no CTP insurance, you can claim against the Nominal Defendant, a NSW Government-backed fund. Report the crash to police promptly and make due inquiry and search for the vehicle.

    Uninsured or unidentified vehicles
  • Driving for work

    Driving for work usually brings another scheme first

    If you were driving for work, you generally need to claim workers compensation through your employer's insurer first, and CTP benefits are generally not paid on top. A CTP damages claim against an at-fault driver may still be possible, so get advice.

    Crash while working? Quick check
  • Someone died

    When someone died in the crash

    If someone died, CTP generally covers reasonable funeral expenses regardless of fault. Close relatives who depended on them may also be able to claim. CTP Assist on 1300 656 919 can put you in touch with support.

    After a fatal crash

General information, not legal advice. Some crashes involve more than one claim. Time limits apply.

Do you need a lawyer for a car accident claim?

Knowing the kind of claim you have is half the answer. The other half is whether anything about it is unusual: a vehicle that drove off, a crash while working, or an insurer questioning the injury. Here's a quick guide.

Often worth talking to a lawyer

  • A property insurer wants a signed release that may mention injuries
  • The other vehicle turned out to be unregistered or uninsured
  • You were driving for work and aren't sure which claim comes first
  • The vehicle drove off and you're unsure what 'due inquiry and search' needs

You may not need one

  • The other vehicle is identified and insured, and your claim is lodged
  • You just need to know which form to fill in
  • The other driver gave full details and police have the event number

Treatment comes first. We can put you in touch with doctors and allied health, from GPs to physiotherapists and psychologists, who know how CTP claims work, including the Certificate of Fitness.

Not quite your situation?

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What to collect before the details fade

The first days set up whichever claim you end up making. Take photos of both cars, the road and any injuries you can see. Write down what happened in your own words while it's fresh. Keep the other driver's details, the police event number if you have one, and every receipt. Then see a doctor and tell them it was a car accident, so the link is recorded from the start.

  • Photos of both vehicles, the scene and any injuries
  • Any police event number you were given
  • Receipts for medication, fares and parking at treatment
  • Any claim or reference numbers from insurers

Read next:Checklist for the first 30 days

Sore days after the crash? It can still be a claim

People often decide not to claim because they 'only' had a small crash, then find weeks later that the injury isn't settling. By then the deadlines have been running since the day of the crash. If you were sore after a collision, it's sensible to see a GP, keep the record and at least find out what claim you have, even if you never end up needing it.

Deadlines run from the crash

Even if you're not sure the injury is serious, check your deadlines early. They start on the day of the crash, not when you first notice symptoms.

Read next:The 28-day rule for CTP claims

When the other vehicle drove off or wasn't insured

For an unidentified vehicle, you must make 'due inquiry and search' to try to find it. In practice that means reporting to police promptly, asking witnesses, checking for camera footage and noting anything you remember about the vehicle. Keep a record of each step you take. The Nominal Defendant will want to see that a genuine effort was made.

  • Write down whatever part of the plate you saw
  • Take the details of anyone who stopped or saw it
  • Keep a dated list of every step you take to trace it

Read next:Uninsured or unidentified vehicles

Repairs, write-offs and hire cars

If only property was damaged and nobody was hurt, there is no CTP claim, and the matter is between the drivers and their property insurers. We don't handle those claims. If someone was hurt as well, keep the two apart in your paperwork and your head. The repair claim can take weeks; the injury claim has deadlines that keep running regardless.

If you don't have comprehensive insurance and the other driver was at fault, their property insurer is usually the first place to ask about repairs. Where the other driver has no property cover at all, the options are narrower and may involve dealing with them directly. None of this changes your right to make an injury claim through CTP.

Not sure which claim you have? Start with a free check

A claim check is a short conversation, by phone or online, about your crash. We look at who was hurt, what was damaged and whether the other vehicle can be identified, then explain where each part goes. Many injury claims never need a lawyer. When one does, for example because the facts are unusual, we'll connect you with an independent lawyer.

Frequently asked questions

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CTP Lawyer is not a law firm. This page is general information, not legal advice; the independent lawyer you speak with can advise on your own situation.

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