Who can claim

Injured in a Motorcycle Accident

Motorcycle riders face some of the most serious CTP claims in NSW — and some of the toughest fault disputes. Here's what you need to know.

Last updated · General information, not legal advice

Overview

Motorcycle accidents tend to cause more serious injuries than other motor vehicle accidents, and the claims that follow are often more heavily contested on fault — insurers and other drivers sometimes argue a rider was speeding, filtering unsafely, or hard to see, whether or not that's actually true. If you were injured riding in NSW, you can generally make a CTP claim against the other vehicle's Green Slip insurer, or against your own motorcycle's Green Slip insurer in some single-vehicle accidents, in the same way as any other road user.

Typical injuries & claim issues

  • Fractures, often multiple, given the lack of vehicle protection
  • Traumatic brain injury and concussion
  • Spinal injuries
  • Road rash and significant soft tissue trauma
  • Nerve damage, which is generally treated as a non-threshold injury
  • Psychological injuries, including post-traumatic stress

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How we help

Given how often fault is disputed in motorcycle claims, and how serious the injuries often are, a free claim check is a genuinely useful first step — we'll look at what's happened, what the insurer has said, and whether your injury is likely to be treated as a threshold or non-threshold injury under the scheme. Serious motorcycle injuries are exactly the kind of claim where an independent specialist CTP lawyer tends to add real value, and we'll connect you with one where that's the case. Serious injuries also need the right medical team, not just a lawyer — a doctor experienced with CTP claims for diagnosis and your Certificate of Fitness, plus allied health such as physio for rehabilitation. See doctors and allied health for CTP claims for help finding providers.

CTP eligibility

Statutory benefits are generally available to injured motorcyclists regardless of fault, at least for the first 52 weeks; common law damages depend on not being mostly at fault (more than 61% contributory negligence) and having an injury that's more than a threshold injury. Given how often speed and lane position are disputed in motorcycle claims, getting your own evidence together early — witness details, any bike damage, and a clear account of what happened — matters more here than in most other claim types.

This is general information, not legal advice. Rules depend on your accident date, injury and circumstances, and they change — check the current scheme rules with SIRA and get advice about your own situation.

Key points

  • Motorcycle claims are more heavily disputed on fault than most other claim types
  • Statutory benefits are generally available regardless of fault, at least early on
  • Serious injuries (fractures, TBI, nerve damage) are generally non-threshold, keeping damages on the table
  • Gather witness details and photos at the scene where it's safe to do so — they matter later
  • A free claim check costs nothing and doesn't commit you to anything

Frequently asked questions

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Denied, cut off, disputed, or just not sure what you're entitled to? Tell us what's happened and we'll talk it through in plain English.

  • We look at where your claim is up to — the insurer's decisions, the time limits, and what's in dispute.
  • If your case calls for a lawyer, we can connect you with an independent specialist CTP lawyer. You choose whether to go ahead.
  • If what you need is treatment rather than a lawyer, we'll say so — and refer you to a doctor or allied health provider.
  • Free, with no obligation. Many claims never need a lawyer — if yours doesn't, we'll tell you.

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CTP Lawyer is not a law firm and doesn't give legal advice. General information only — the independent lawyer you speak with can advise on your situation.

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